Unexpected urgency
A threat to block an account immediately.
Pause. Verify. Control.
Preview obvious card controls and learn simple ways to challenge a suspicious message.
A threat to block an account immediately.
Pressure not to tell anyone or verify.
Requests for OTP, PIN or full password.
A link or number you did not independently find.
Use independently verified details from your card, statement or official app—not a link or number in the suspicious message.